TO PERSONALLY GUARANTEE BUSINESS DEBT
WHEN YOU DON'T HAVE TO

Dear Friends,

The secret I am about to expose to you should be common knowledge but as I talk to business people across this country I am surprised that few business owners know that they do not have to guarantee business debt and shouldn't.

I thought that I was a very astute businessman. I have been an entrepreneur since a very early age and I am over 50. I have had many successful businesses over the years and unfortunately I have also had a few miserable learning lessons. Can You Relate?

I incorporated with [an affiliated company] about a year ago and it was a great experience to work with such professionals. The only obstacle I had was getting business credit without using my social security number to personally guarantee the credit. You can't even talk to a bank, even your own bank unless you have been in business for two years, minimum. What I want to let clients, and potential clients to know is that the business credit builder program is a powerful way to build credit quickly without using any personal guarantee. Over the past eight months I have obtained six different credit and trade references all using the corporate credit only. The staff is very helpful and they are dedicated to help your business grow credit quickly. So if you are already or soon to be incorporated, I strongly suggest the credit builder program. It has helped my business do things in less than a year that normally couldn't be done unless your business was two or more years old. - J. Loffredo - Custom Curb & Landscape Design

Then two years ago, I was flabbergasted to learn that as a business owner, I could build a business credit profile totally separate from my personal credit file and not personally guarantee the debt. I learned that intelligent businessmen and those in the know never mix their business debt with their personal debts. They never bring business debt home .

I was rather embarrassed.

I realized how stupid and careless I had been all those years of building business's by personally guaranteeing the debt. I couldn't believe that in the past, I had put everything I had worked for at risk. I had put my family in jeopardy by bringing business debt home and risking my family's financial security and well being, all because I did not know that I could build a business credit profile separate and distinct from my personal.

You are about to learn how to finance your entire business by using the power of Business Credit without having to personally guarantee the debt.

Do you bring your business debt home like I did?

Two years ago, I knew big corporations had D&B ratings and I knew that big corporations had open credit lines and corporate credit cards without anyone personally guaranteeing the debt. But every time I had tried to get credit in the past, they always wanted my personal guarantee. I didn't know that small business could set up a D&B profile and qualify for the same benefits as the large corporations.

When you started your business,
were your intentions to put your family's welfare at risk, WELL. WERE THEY?

Then Don't Put them at risk !!!!!!!

Build a Business Credit Profile.....
by Separating from your Personal Credit

Now is the time to build a Business Credit profile completely separate from your personal life. When you start a business you don't intend to lose your home and affect your family's welfare and security. Now you don't have to. People in the know, never bring business debt home, they keep it separate, so what they do in business does not affect their family's security and their life's accumulation of effort.

Do your self a favor.
Save yourself time and money.
Do not follow the path I took.

When I discovered that I could build my business credit totally separate from my personal credit, I attended one of the companies free seminars. After the seminar, I did what many of our students do; I took the wealth of information I learned from the seminar, and set off down the road to build my business credit. I was even more excited knowing how much money I was going to save doing it myself After all how hard can it be?

I immediately went out and set up my D&B profile, all on my own.

No sweat, piece of cake..

Then I started hitting brick CATCH 22 walls.

I discovered that no one would give me credit because I had no credit established. I was left with the confusing QUESTION? So how do I establish credit references when no one wants to be the first.

Since I had no idea what I was doing, I kept trying and I proceeded incorrectly. Within 6 months, my business credit profile was red flagged by D&B. All my effort was down the drain without anyway to recover it. Because of my stupidity, I had to close that company down and open a new one. II found out the hard way...once a business profile is done incorrectly, it is almost impossible to correct.

I then sought out a company that specializes in this procedure, and had my new profile established
from scratch.

By using and implementing the knowledge and experience of my coach , they were able to condense the business credit profile building process from 2-4 years to 4-6 months. If you follow your coach and do everything they instruct you to do, within 6 months you will should be able to qualify for leasing, vendor financing, and business loans without personally guaranteeing the debt.

Now I represent the company, so that I can prevent other business owners from making the same mistakes I have and many of my students have made.

Go ahead and order now....

OR

Keep on reading and find out what we will do for you.

What We Will Do For You

The Business Credit Builder ™ is designed to provide businesses the ability to obtain trade or business credit without the use of a personal credit check or guarantee.

Business Credit Services ™ is the FIRST company in the nation to offer a Business Credit Building service with credit coaches to assist business owners in establishing a business credit profile and obtaining business credit with companies all around the country.

Each step of our process is done legally, ethically and with a high degree of integrity . Business Credit Services ™ sets itself apart from any competitor in the market place by providing a qualified coaching staff to assist you and answer any questions you have. Our coaching staff is the reason for our success.

The Business Credit Builder ™ Program has been used by thousands of business owners from every state in the nation. The success of the program has caused Business Credit Services ™ to file a patent application with the Federal Patent Office. The patent is currently pending approval.

The Goal of the Business Credit Builder ™ Program:

• To separate your business and personal credit.
• To build a business credit profile with multiple business credit bureaus.
• To provide information on how to obtain a business credit score.
• To obtain business credit accounts.
• To open lines of credit with national retail credit companies.
• To keep the business out of the "No Credit" status with lenders and credit bureaus.
  

What you will receive with the Business Credit Builder ™:

• Unlimited access for an entire year to our team of business credit coaches that will assist and coach you through the process of building a separate business credit profile from you personally.
  
  
• Coaching calls to monitor your progress and keep you informed of steps necessary to build the credit profile.
  
  
• Business Audio Cd's :
  
  
• Building Business Credit
• Obtaining a Business Loan
• Where to Find Business Credit
• The Best Business Entities
  
  
• One year access to our Business Resource Center where you will find:
  
  
• A step-by-step update of where your business is in the credit building program
• Online business credit coach
• Free business resources
• Discounts and Free Offers from our various Business Partners
• E-Business Newsletter
• E-Business Seminars
• Complete detail of your business credit profile
• One year monitoring of your Business Credit Reports
  
  
• Business Credit Profiles with the major business credit bureaus completed during the first year of service. In most cases before six months

The steps your business will go through:

• Your business will pass through our research and compliance department to determine all local, state and federal requirements are in place.
  
  
• Your business will also go through our research department to determine all lender and credit bureau requirements are in place.
  
  
• Your business will be registered with several business credit bureaus to start the development of your business credit profile, separate from you personally.
  
  
• Receive a list of businesses that will offer your business credit without the use of business or personal credit checks or personal guarantees.
  
  
• Save money by bettering your credit score and lowering interest rates.
  
  
• Receive a list of businesses that will extend your business lines of credit and retail credit cards based on your business credit profile.
  
  
• Receive a list of businesses that will extend credit to your business based on your business credit profile and score.
  
  
• Review your financial statements by our team of business coaches.
  
  
• Review your business plan by our team of business and credit coaches.
  
  
• Provide resources for vehicle leases and equipment financing under the corporation's name.
  
  
• Keep your business out of the No Credit status .
  
  
• The program takes our average client 5-6 months to complete. However you will have one year to enjoy all the benefits associated with the program.
  
  
• The average satisfaction rate of our clients after they have completed the Business Credit Builder ™ Program is 92.3% .
  

Let our coaches show you:

How to finance your business by using the power of business credit with out having to personally guarantee the debt . Working with our sources and our professional staff of consultants, you will benefit from the power of credit enhancement techniques that will put your business in a position to:

•  Lease cars and equipment

•  Vendor financing, AR factoring

•  Secure loans, lines of credit for your business.

During the last several years, we have worked with and successfully assisted 1000's of business owners nationwide with new lines of credit for various new businesses and pre-existing corporations

Why Business Credit?

Formal Statutory business entities, such as Corporations, LLC's, and Limited Partnerships, enjoy a higher level of credibility and prestige amongst the American banking system. The formalities of statutory structures, a strong properly developed ratable business profile, grant the company the strength of a preferred business format.

The American business credit system prefers corporations and formal business structures, but will give credit to sole proprietorships. "DBA".

Your success and the amount of credit that can be developed depend upon the proper presentation of your assets and resources, and your willingness to follow our suggested "GAME PLAN". If you tried by yourself to accomplish what our developed step by step approach accomplishes in 120-180 days, it would take you to 2 to 4 years to accomplish the same thing, if you do it 100% right, with no mistakes.

RESULT: YOU HAVE BUSINESS CLOUT

WE TAKE THE MYSTERY OUT
OF BUSINESS CREDIT
AND REPLACE IT WITH BUSINESS CLOUT
WHY YOU SHOULD USE OUR EXPERIENCE?

The American Banking system does not allow the average consumer to comprehend its' specific underwriting criteria. They often will not interpret their preferred credit standards. Knowing what steps to take puts you ahead of the game. We understand the approval procedure as well as the rejection regulations that guide and determine the credit grantors actions. An entrepreneur needs to know what a credit grantors' likely to do, and moreover, what they are normally unwilling to do for you. Working with your coach who is armed with this unique knowledge, experience and insider background, can give you the highest probability of approvals. We will assist you in resolving, establishing, and overcoming your business credit difficulties.

To all credit grantors you only get one chance to be approved. There is a zero tolerance for mistakes when you ask for credit, the primary business credit bureau are unforgiving when you make an error or have incomplete information. We guide you through the step-by-step process to avoid many costly pitfalls and red tape. With our assistance you will access commercial credit at a much greater ease, than going it alone. "All championship teams have a great coach." Once we have completed your business builder program, your company will gain useful information that will grow your proficiency in managing unfamiliar financial territory. You will gain familiarity with the credit improvement process. Allowing you to move and act much more effectively than business owners/competition who do not execute at this level of professionalism in their everyday enterprises. If you are unsure how to proceed, or unhappy with your current credit status, and borrowing power, you need US NOW!

"Your support throughout the process of building my business credit was exceptional. We appreciate your service and support. I could have never done this on my own." Dave S.

The advantages of having Business Credit

By establishing a positive credit profile, your company will minimize the exposure of the principles and officers. Thus maximizing your potential to achieve success in all requests for credit and business loans.

•  Your company will function as a credit business rather than cash based business. Imagine the privilege of having net 30, 60, 90, terms, not COD or pre-paid.

•  The convenience of larger orders and ease of purchasing logistics.

•  Separation of your personal assets from that of your company.

•  Credit based upon companies' worthiness not the owner's finances.

•  Prepare for the possibility of future business growth. (New equipment, computers, operating capital).

•  Benefit from corporate credit cards for lunch, travel, expenses and the simplicity of accounting to separate personal expenditures from company expenses.

•  Increase your ability to negotiate through the prestige and position of your credit worthy company.

•  Leverage your cash position through a preferred banking relationship with lines of credit.

The biggest advantage of having a good business credit profile is saving money. By obtaining a more favorable credit score you will lower the interest you pay on loans and leases.

For example: 

Total Savings For Having Good Credit $19,480

Total Savings For Having Good Credit $8,685.60

The Power of Business Credit

The biggest advantage of having a good business credit profile is saving money. By obtaining a more favorable credit score you will lower the interest you pay on loans and leases. For example:

Adding muscle to your business profile is executed to grant you the ease of ordering product, getting approvals, and adding creditability to your business

Operations. Credit grantors are much more inclined to open up new credit relationships with established Dunn's profiles.

Note the following:

• Principals /owners Personal credit is not primary when filling out applications for leases and loans.
  
• Company debt does not rest upon the back end ratio of the owners freeing your credit for personal use.
  
• Business Credit adds credibility to a business operation thus adding ease in securing higher credit limits.
  
• Business Credit reduces interest rates thus saving significant cost in financing & loans.

"I am very new to business credit, although I have been in business for years and you have not just done the work for me, but taught me along the way so I can continue to build credit with my company." M. Davis

Business Credit Agencies

There are two major business credit reporting agencies in the United States that lenders and financial institutions rely on for information to grant credit. The two credit agencies are D&B and Experian.

D&B

• Over 70 million businesses are registered with D&B.
  
• The credit profile created by D&B uses information provided by the business owners and vendors of the business.
  
• Grants a PAYDAY score to businesses based on payment experiences of the business.
  
• Issues a DUNS Rating based on the financial statements of the business.
  
• Has a High Risk status for company's that will destroy a company's ability to obtain credit

Experian Business

• Over 14 million businesses are registered with Experian.
  
• The credit profile created by Experian uses information provided by vendors only.
  
• Grants an Intelliscore based on payment experiences.
  
• Is one of the three largest personal credit bureaus.

The business credit scores with D&B and Experian are what the lenders and financial institutions look for to determine credit.

PAYDEX Score

• Score ranges from 0 to 100.
  
• A score of 75+ is good.
  
• Based on payment experiences reported by vendors.
  
• Need 5 trade references who report to D&B.

Intelliscore

• Score ranges from 0 to 100.
  
• A score of 75+ is good.
  
• Based on payment experiences reported by vendors.
  
• Need 2 trade references who report to Experian.

DUNS Rating

• Various rating schedules.
  
• Based on employee size and financial statements.
  
• Also takes into account payment history.

Lets Summarize The Service You Receive

Business Credit Services can accommodate you and your company in building an attractive credit worthy profile. With our expertise, we will enable you to obtain credit, and gain a positive rating from Dun & Bradstreet and Experian. The objectives are to create:

1. Assessment of current credit needs.
   
   • Financial analysis.
   • Evaluation and executive consultation.
   • Business pre-investigation checklist.
   • Development of company formalities and documentation.
   • Assistance in applying for business credit with no personal guarantees.
     
2. Business credit investigation.
   
   • Assistance in obtaining D&B and Experian ratings.
   • Executive coaching.
   • Preparation to reach credit objectives.
   • Provide resources for vehicle leasing, equipment financing, and operating capital under the corporations' name.

Once your business profile and your preliminary score are established your "GAME PLAN" is complete.

BBC was able to help our company obtain funding. They prevailed when many other companies failed and were friendly, professional, knowledgeable and speedy. We are very grateful that we discovered such a great company. Jessie Swain

Once you have ordered the Credit Builder Service, our experienced representatives will walk your business through the following steps:

•  We do a thorough Assessment of your business to determine if there are any "High Risk" areas that need to be addressed.

•  We also assess your current and future needs, in order to help you prepare a Business profile that presents your Business in the best light.

•  We register your business, and obtain your D&B number.

•  Coordinate with your existing vendors to get them to report to D&B and Experian

•  We then Provide you a list of companies that offer products and services on credit without the need for a personal guarantee or any previous credit history, that also report to D&B and Experian.

•  Assist you in developing a PAYDEX/Intelliscore based on payment history with your established trade references

•  Assist with establishing a Duns rating based on company financial's

•  Process Only takes only 120 - 180 days to complete

•  Our staff works with you and your company on a weekly basis throughout the Credit Building process

•  We also, assist in finding financing and additional credit required by your business

"I would rate the quality of service a "10". Your team has been so helpful and patient in educating/helping me attain business credit. My expectations are being met and exceeded because your vendor list frequently continues to grow with different vendors offering different products." Anthony M.

 

The Standard Suggested Price $2999.00

Special Price $1995.99

Sincerely,